diff --git a/internal/serve/validators/disbursement_instructions_validator.go b/internal/serve/validators/disbursement_instructions_validator.go
index 71ee96656..e3d2e6149 100644
--- a/internal/serve/validators/disbursement_instructions_validator.go
+++ b/internal/serve/validators/disbursement_instructions_validator.go
@@ -41,7 +41,10 @@ func (iv *DisbursementInstructionsValidator) ValidateInstruction(instruction *da
 	// validate verification field
 	// date of birth with format 2006-01-02
 	if iv.verificationField == data.VerificationFieldDateOfBirth {
-		_, err := time.Parse("2006-01-02", verification)
+		dob, err := time.Parse("2006-01-02", verification)
 		iv.CheckError(err, fmt.Sprintf("line %d - birthday", lineNumber), "invalid date of birth format. Correct format: 1990-01-01")
+
+		// check if date of birth is in the past
+		iv.Check(dob.Before(time.Now()), fmt.Sprintf("line %d - birthday", lineNumber), "date of birth cannot be in the future")
 	}
 }
diff --git a/internal/serve/validators/disbursement_instructions_validator_test.go b/internal/serve/validators/disbursement_instructions_validator_test.go
index 95e53cd79..ebb282a13 100644
--- a/internal/serve/validators/disbursement_instructions_validator_test.go
+++ b/internal/serve/validators/disbursement_instructions_validator_test.go
@@ -107,6 +107,20 @@ func Test_DisbursementInstructionsValidator_ValidateAndGetInstruction(t *testing
 				"line 3 - birthday": "invalid date of birth format. Correct format: 1990-01-01",
 			},
 		},
+		{
+			name: "date of birth in the future",
+			actual: &data.DisbursementInstruction{
+				Phone:             "+380445555555",
+				ID:                "123456789",
+				Amount:            "100.5",
+				VerificationValue: "2090-01-01",
+			},
+			lineNumber: 3,
+			hasErrors:  true,
+			expectedErrors: map[string]interface{}{
+				"line 3 - birthday": "date of birth cannot be in the future",
+			},
+		},
 	}
 
 	for _, tt := range tests {