diff --git a/src/components/DisbursementDetails/index.tsx b/src/components/DisbursementDetails/index.tsx
index bba2c0f..ef54ea7 100644
--- a/src/components/DisbursementDetails/index.tsx
+++ b/src/components/DisbursementDetails/index.tsx
@@ -5,11 +5,13 @@ import {
   Title,
   Notification,
 } from "@stellar/design-system";
+import BigNumber from "bignumber.js";
 
 import { useWallets } from "apiQueries/useWallets";
 import { useAssetsByWallet } from "apiQueries/useAssetsByWallet";
 import { useCountries } from "apiQueries/useCountries";
 import { useVerificationTypes } from "apiQueries/useVerificationTypes";
+import { AssetAmount } from "components/AssetAmount";
 import { InfoTooltip } from "components/InfoTooltip";
 import { formatUploadedFileDisplayName } from "helpers/formatUploadedFileDisplayName";
 import {
@@ -26,6 +28,7 @@ import "./styles.scss";
 interface DisbursementDetailsProps {
   variant: DisbursementStep;
   details?: Disbursement;
+  futureBalance?: number;
   csvFile?: File;
   onChange?: (state: Disbursement) => void;
   onValidate?: (isValid: boolean) => void;
@@ -50,12 +53,14 @@ const initDetails: Disbursement = {
   createdAt: "",
   status: "DRAFT",
   statusHistory: [],
-  smsRegistrationMessageTemplate: ""
+  smsRegistrationMessageTemplate: "",
+  stats: undefined,
 };
 
 export const DisbursementDetails: React.FC<DisbursementDetailsProps> = ({
   variant,
   details = initDetails,
+  futureBalance = 0,
   csvFile,
   onChange,
   onValidate,
@@ -244,6 +249,22 @@ export const DisbursementDetails: React.FC<DisbursementDetailsProps> = ({
             </div>
           </div>
 
+          <div>
+            <label className="Label Label--sm">Future balance</label>
+            <div
+              className={`DisbursementDetailsFields__value ${
+                BigNumber(futureBalance).gte(0)
+                  ? ""
+                  : "DisbursementDetailsFields__negative"
+              }`}
+            >
+              <AssetAmount
+                amount={futureBalance.toString()}
+                assetCode={details.asset.code}
+              />
+            </div>
+          </div>
+
           {variant === "confirmation" ? (
             <div>
               <label className="Label Label--sm">CSV</label>
diff --git a/src/components/DisbursementDetails/styles.scss b/src/components/DisbursementDetails/styles.scss
index f186abb..98e95b7 100644
--- a/src/components/DisbursementDetails/styles.scss
+++ b/src/components/DisbursementDetails/styles.scss
@@ -19,4 +19,8 @@
     font-weight: var(--font-weight-medium);
     margin-top: pxToRem(4px);
   }
+
+  &__negative {
+    color: var(--color-red-60);
+  }
 }
diff --git a/src/pages/DisbursementDraftDetails.tsx b/src/pages/DisbursementDraftDetails.tsx
index c919ccf..7d1075c 100644
--- a/src/pages/DisbursementDraftDetails.tsx
+++ b/src/pages/DisbursementDraftDetails.tsx
@@ -3,7 +3,9 @@ import { useNavigate, useParams } from "react-router-dom";
 import { Badge, Heading, Link, Notification } from "@stellar/design-system";
 import { useDispatch } from "react-redux";
 import { useRedux } from "hooks/useRedux";
+import { useOrgAccountInfo } from "hooks/useOrgAccountInfo";
 import { useDownloadCsvFile } from "hooks/useDownloadCsvFile";
+import BigNumber from "bignumber.js";
 
 import { AppDispatch } from "store";
 import {
@@ -57,6 +59,8 @@ export const DisbursementDraftDetails = () => {
   const [isDraftInProgress, setIsDraftInProgress] = useState(false);
   const [isResponseSuccess, setIsResponseSuccess] = useState<boolean>(false);
 
+  const allBalances = organization.data.assetBalances?.[0].balances;
+
   const dispatch: AppDispatch = useDispatch();
   const navigate = useNavigate();
   const { isLoading: csvDownloadIsLoading } = useDownloadCsvFile(
@@ -107,6 +111,8 @@ export const DisbursementDraftDetails = () => {
     disbursementDetails.status,
   ]);
 
+  useOrgAccountInfo(organization.data.distributionAccountPublicKey);
+
   useEffect(() => {
     setDraftDetails(disbursementDetails);
     dispatch(setDraftIdAction(disbursementDetails.details.id));
@@ -176,6 +182,18 @@ export const DisbursementDraftDetails = () => {
     resetState();
   };
 
+  const handleCalculateFutureBalance = (): number => {
+    const assetBalance = BigNumber(
+      allBalances?.find((a) => a.assetCode === draftDetails?.details.asset.code)
+        ?.balance || 0,
+    );
+    return assetBalance
+      .minus(BigNumber(draftDetails?.details.stats?.totalAmount || 0))
+      .toNumber();
+  };
+
+  const futureBalance = handleCalculateFutureBalance();
+
   const handleSubmitDisbursement = (
     event: React.FormEvent<HTMLFormElement>,
   ) => {
@@ -231,7 +249,8 @@ export const DisbursementDraftDetails = () => {
         }}
         isDraftDisabled={!isCsvFileUpdated}
         isSubmitDisabled={
-          !(Boolean(draftDetails) && Boolean(csvFile) && canUserSubmit)
+          !(Boolean(draftDetails) && Boolean(csvFile) && canUserSubmit) ||
+          futureBalance < 0
         }
         isDraftPending={disbursementDrafts.status === "PENDING"}
         actionType={disbursementDrafts.actionType}
@@ -286,6 +305,7 @@ export const DisbursementDraftDetails = () => {
             <DisbursementDetails
               variant="confirmation"
               details={draftDetails?.details}
+              futureBalance={futureBalance}
               csvFile={csvFile}
             />
             <DisbursementInviteMessage
@@ -326,6 +346,7 @@ export const DisbursementDraftDetails = () => {
           <DisbursementDetails
             variant="preview"
             details={draftDetails?.details}
+            futureBalance={futureBalance}
           />
           <DisbursementInviteMessage
             isEditMessage={false}
diff --git a/src/pages/DisbursementsNew.tsx b/src/pages/DisbursementsNew.tsx
index cb01f0e..3b22278 100644
--- a/src/pages/DisbursementsNew.tsx
+++ b/src/pages/DisbursementsNew.tsx
@@ -8,6 +8,7 @@ import {
 } from "@stellar/design-system";
 import { useDispatch } from "react-redux";
 import { useNavigate } from "react-router-dom";
+import BigNumber from "bignumber.js";
 
 import { AppDispatch } from "store";
 import {
@@ -40,11 +41,13 @@ export const DisbursementsNew = () => {
     "organization",
   );
   const { assetBalances, distributionAccountPublicKey } = organization.data;
+  const allBalances = assetBalances?.[0].balances;
 
   const [draftDetails, setDraftDetails] = useState<Disbursement>();
   const [customMessage, setCustomMessage] = useState("");
   const [isDetailsValid, setIsDetailsValid] = useState(false);
   const [csvFile, setCsvFile] = useState<File | undefined>();
+  const [futureBalance, setFutureBalance] = useState(0);
 
   const [currentStep, setCurrentStep] = useState<DisbursementStep>("edit");
   const [isDraftInProgress, setIsDraftInProgress] = useState(false);
@@ -155,9 +158,50 @@ export const DisbursementsNew = () => {
     if (apiError) {
       dispatch(clearDisbursementDraftsErrorAction());
     }
+    calculateDisbursementTotalAmountFromFile(file);
     setCsvFile(file);
   };
 
+  const calculateDisbursementTotalAmountFromFile = (file?: File) => {
+    if (file) {
+      const reader = new FileReader();
+      reader.readAsText(file);
+      const handleLoadFile = () => {
+        const totalAmount = reader.result
+          ?.toString()
+          .split("\n")
+          .slice(1)
+          .reduce(
+            (accumulator, line) =>
+              !line
+                ? accumulator
+                : BigNumber(accumulator)
+                    .plus(BigNumber(line.split(",")[2]))
+                    .toNumber(),
+            0,
+          );
+
+        setDraftDetails({
+          ...draftDetails,
+          stats: {
+            ...draftDetails?.stats,
+            totalAmount: totalAmount?.toString() ?? "0",
+          },
+        } as Disbursement);
+
+        // update future balance
+        const assetBalance = allBalances?.find(
+          (a) => a.assetCode === draftDetails?.asset.code,
+        )?.balance;
+
+        if (totalAmount) {
+          setFutureBalance(Number(assetBalance) - totalAmount);
+        }
+      };
+      reader.addEventListener("load", handleLoadFile, false);
+    }
+  };
+
   const handleViewDetails = () => {
     navigate(`${Routes.DISBURSEMENTS}/${disbursementDrafts.newDraftId}`);
     resetState();
@@ -179,7 +223,9 @@ export const DisbursementsNew = () => {
           Boolean(disbursementDrafts.newDraftId && currentStep === "preview")
         }
         isSubmitDisabled={
-          organization.data.isApprovalRequired || !(draftDetails && csvFile)
+          organization.data.isApprovalRequired ||
+          !(draftDetails && csvFile) ||
+          BigNumber(futureBalance).lt(0)
         }
         isReviewDisabled={!isReviewEnabled}
         isDraftPending={disbursementDrafts.status === "PENDING"}
@@ -198,7 +244,11 @@ export const DisbursementsNew = () => {
     if (currentStep === "preview") {
       return (
         <form onSubmit={handleSubmitDisbursement} className="DisbursementForm">
-          <DisbursementDetails variant="preview" details={draftDetails} />
+          <DisbursementDetails
+            variant="preview"
+            details={draftDetails}
+            futureBalance={futureBalance}
+          />
           <DisbursementInviteMessage
             isEditMessage={false}
             draftMessage={customMessage}
@@ -244,6 +294,7 @@ export const DisbursementsNew = () => {
             <DisbursementDetails
               variant="confirmation"
               details={draftDetails}
+              futureBalance={futureBalance}
               csvFile={csvFile}
             />
             <DisbursementInviteMessage
@@ -273,6 +324,7 @@ export const DisbursementsNew = () => {
           <DisbursementDetails
             variant="edit"
             details={draftDetails}
+            futureBalance={futureBalance}
             onChange={(updatedState) => {
               if (apiError) {
                 dispatch(clearDisbursementDraftsErrorAction());