backport: merge bitcoin#21207, #22008, #22686, #22742, #19101, #22183, #22009, #22938, #23288, #24592 (wallet backports: part 2)

backport: merge bitcoin#21207, #22008, #22686, #22742, #19101, #22183, #22009, #22938, #23288, #24592 (wallet backports: part 2) #9616